Welcome to Lai & Tan, Your Premier Destination for Comprehensive Financial Solutions!
We are not a traditional accounting firm.
Our work focuses on advisory engagements where regulatory complexity, audit exposure, and long-term consequences make standard compliance insufficient. Much of what we do sits at the intersection of incentives, cross-border structuring, and wealth governance, where judgment and experience directly affect outcomes.
We are recognised for our work in:
- Film and creative-industry production accounting and Malaysia FIMI incentive advisory
- Cross-border and offshore tax structuring involving multiple jurisdictions
- Hong Kong family office structuring and advisory, including governance, investment holding, and cross-border alignment
Clients typically engage us when:
- Incentive claims must stand up to audit, not just meet technical criteria
- Tax and holding structures require substance, commercial logic, and defensibility
- Family wealth and investments require a coherent platform that works across jurisdictions and over time
What distinguishes our approach is how decisions are made.
We do not rely on templates, generic checklists, or aggressive interpretations. Each engagement begins with a risk and defensibility assessment, evaluating not only whether something is technically permissible, but whether it is likely to be accepted and sustained under regulatory scrutiny.
This is particularly important in family office planning, where issues often arise not from compliance failures, but from unclear governance, weak substance, or misaligned structures that do not reflect how decisions are actually made.
Our advisory work extends beyond structuring. We focus on:
- Why a position is taken
- How it will be explained to auditors or regulators
- What evidence supports it
- Where it may be challenged and how that risk is addressed
This approach applies consistently across incentive advisory, cross-border tax structuring, and family office arrangements, where failure is rarely caused by a single technical error, but by decisions that cannot be clearly justified when reviewed.
Clients value our ability to identify issues early, design structures aligned with regulatory intent, and support positions through review and challenge. We are engaged not for volume work, but for matters where clarity, experience, and defensibility are essential.
我們不是一家傳統的會計師事務所。
我們專注於處理複雜度高、風險敏感、且對客戶未來影響深遠的戰略顧問型項目。這類情況下，僅僅完成合規申報或帳務處理並不足夠，更關鍵的是專業判斷、行業經驗，以及對潛在風險的深度洞察。
我們的核心專業領域包括：
- 影視及創意產業製作會計與 FIMI 補助／激勵計劃顧問
從項目預算控制、合規申報到後續審計應對，提供全週期專業支援。
- 跨境及離岸稅務架構設計與風險管理
針對業務涉及多個國家或地區的企業與個人，提供合法、合理且可持續的稅務規劃方案。
- 香港家族辦公室設立與整體規劃顧問
涵蓋投資控股架構設計、家族治理機制建立，以及跨境資產整合與傳承安排。
客戶看重我們：
- 補助或激勵計劃申請不只要求“遞交成功”，更必須確保能通過事後審計與合規檢驗；
- 稅務或控股架構不僅追求節稅效益，更需要兼顧商業合理性、法律合規性與長期穩定性；
- 家族資產散佈於不同司法管轄區，亟需建構一套清晰、穩定且能持久運作的整體財富架構。
我們與其他顧問機構的根本區別，在於我們的決策邏輯與工作方法。
我們不套用模板化方案，也不依賴過於激進或模糊不清的策略。每一項專案啟動之初，我們都會與客戶深入探討風險邊界與可接受程度, 不僅是“條文上是否允許”，更是“在實際監管審查中是否站得住腳”。
這一點在家族辦公室規劃中尤為重要。許多潛在問題並非源自帳務或申報錯誤，而是因為家族治理機制不明、實質運作與架構脫節，或缺乏可驗證的經濟實質。
因此，我們的工作不僅是設計架構，更同步思考：
- 為什麼選擇這樣的安排？
- 未來若面臨監管詢問，應如何清晰、合理地解釋？
- 有哪些文件與實際營運證據可作為支持？
- 哪些環節可能受到質疑？如何提前準備與應對？
這種貫穿始終的風險意識與實務導向思維，體現在我們每一項服務中。
無論是影視補助申請的合規管控、跨境稅務架構的可持續設計，還是家族辦公室的治理與傳承規劃，我們所面對的風險往往不是單一疏失，而是源於整體邏輯不清、證據鏈薄弱，或架構與實質脫鉤。
客戶看重我們提前識別關鍵風險、協助建立合理且可辯護的架構，並在面對審計或監管詢問時提供實質支援的能力。我們所承接的，正是那些需要清晰邏輯、深厚實務經驗與長遠視野的關鍵項目。